NCGC guarantees credit through licensed institutions, and through the cooperatives, fintechs and digital lenders that originate underneath them. Which one you are decides what you register as.
Operated by FOURCORE
Choose the description that fits your organisation.
A deposit money bank, microfinance bank, development finance institution or finance house holding a current CBN operating licence. You apply to NCGC for accreditation and, once accredited, hold a guarantee pot.
You lend to borrowers directly but are not CBN-licensed. You register here, NCGC grades you A to D, and you apply to lend under an accredited institution. Both the institution and NCGC have to approve that before you originate guaranteed credit.
Were you invited? If NCGC or an institution has sent you a link, use that instead — it connects you to the organisation that invited you rather than creating a second record.
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